Individual Tax Calculators
Tax Refund Estimator
Compare tax withheld with your estimated tax to see a likely refund or bill.
Defaults to 2025–26 rates (1 July 2025 – 30 June 2026) — other years can be selected
Estimated refund
$32
Based on 2025–26 rates
Breakdown
- Taxable income
- $74,000
- Income tax (after offsets)
- $12,988
- Medicare levy
- $1,480
- Total tax payable
- $14,468
- Tax already withheld
- $14,500
- Refund
- $32
No refund is guaranteed — your actual result depends on your full circumstances and the ATO's assessment.
Estimate only — not personal tax or financial advice. Nothing you enter is stored or sent anywhere.
How It Works
How this is calculated
- 1
Taxable income is your salary plus other income, less deductions.
- 2
Estimated tax (after the low income tax offset, plus Medicare and any HELP repayment) is compared with the tax already withheld.
- 3
A positive difference is an estimated refund; a negative one means you may owe tax.
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Our accountants can work through your actual figures and lodgement.
More Calculators
Individual Tax Calculators
- Australian Income Tax CalculatorIncome tax, Medicare levy, offsets and HELP on your taxable income.
- Take-Home Pay CalculatorYour salary after tax — weekly, fortnightly, monthly and annually.
- PAYG Withholding EstimatorEstimate tax withheld from each pay, with or without the tax-free threshold.
- Medicare Levy EstimatorMedicare levy with low-income reduction, plus the Medicare levy surcharge.
Get your actual numbers right
Book a consultation and we'll confirm your position using your real figures — with the fee agreed upfront.